Graduate Loans

HFLS provides interest-free loans of up to $10,000 per year to support tuition, fees, and other expenses for degree-granting graduate programs at accredited higher education institutions. Borrowers may take up to one loan per year over a maximum of three years during which the student is in school (for a maximum total of $30,000 in graduate loans).

Before applying for an Graduate Loan, please read about required documents and the HFLS loan process in the Graduate Loans Information Sheet and review the Borrower Application Disclosures for Student Loans.

A copy of your most recent tuition bill should be submitted with the documents above.

Contact HFLS at (212) 687-0188 or with any questions or to schedule a loan interview after completing the forms above.

The Hebrew Free Loan Society makes interest-free loans to low- and moderate-income individuals and families living in New York City’s five boroughs, Westchester, or Long Island. You can view our income guidelines here.

If you have financial need for an interest-free loan but your household income is higher than the amount listed for your household size, please contact HFLS at (212) 687-0188 or to discuss whether you qualify for a loan based on your specific situation.