Undergraduate Loans

HFLS provides interest-free loans of up to $7,500 per year to support tuition, fees, and other expenses for degree-granting undergraduate programs at accredited higher education institutions. Borrowers may take up to one loan per year over a maximum of four years during which the student is in school (for a maximum total of $30,000 in undergraduate loans).

Before applying for an Undergraduate Loan, please read about required documents and the HFLS loan process in the Undergraduate Loans Information Sheet and review the Borrower Application Disclosures for Student Loans.

A copy of the student’s most recent tuition bill should be submitted with the documents above.

Contact HFLS at (212) 687-0188 or loan@hfls.org with any questions or to schedule a loan interview after completing the forms above.

The Hebrew Free Loan Society makes interest-free loans to low- and moderate-income individuals and families living in New York City’s five boroughs, Westchester, or Long Island. You can view our income guidelines here.

If you have financial need for an interest-free loan but your household income is higher than the amount listed for your household size, please contact HFLS at (212) 687-0188 or loan@hfls.org to discuss whether you qualify for a loan based on your specific situation.