Learn How to Apply

A step-by-step guide to applying for an HFLS loan.

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Find the interest-free loan that meets your needs.

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INTEREST FREE LENDING:

An age-old tradition that is changing lives today

Our work is rooted in a Jewish tradition that sees helping people build a secure financial future as the highest form of poverty relief.

Explore HFLS History

True stories, made possible through lending.

HFLS loans have helped New Yorkers stabilize their financial lives, support their families, and achieve their dreams.

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