An age-old tradition that is changing lives today

HFLS offers interest-free loans to residents of New York City’s five boroughs, Westchester, or Long Island, regardless of heritage or religion. Our work is rooted in a Jewish tradition that sees helping people build a secure financial future as the highest form of poverty relief.

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A step-by-step guide to applying for an interest-free loan.

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Loan Recipient True Stories

True stories, made possible through lending.

HFLS loans have helped New Yorkers stabilize their financial lives, support their families, and achieve their dreams.

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