The Hebrew Free Loan Society (HFLS) fosters financial stability and opportunity among lower-income New Yorkers by providing access to safe and affordable credit in the form of interest-free loans. HFLS loans make an immediate, concrete difference in the lives of our borrowers, enabling them to invest in their education, start a business, meet emergency expenses, and more. HFLS is a non-sectarian lender; you do not have to be Jewish to receive an interest-free loan from HFLS.

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