Rabbi David Rosenn

President & CEO

Rabbi David Rosenn


Rabbi David Rosenn is the President & CEO of the Hebrew Free Loan Society. He oversees HFLS’s wide range of interest-free loan programs and spearheads the development of new programs to benefit New Yorkers in need.

Before joining HFLS, Rabbi Rosenn served as Executive Vice President of The New Israel Fund, the largest funder of social change nonprofits in Israel. Previously, he was Founder and Executive Director of AVODAH: The Jewish Service Corps, a year-long full-time anti-poverty program with sites in New York, Chicago, New Orleans and Washington, D.C.

Rabbi Rosenn graduated from Harvard University and holds a Master’s degree in Hebrew Letters from the Jewish Theological Seminary of America (JTS), where he was ordained in 1997.

Kim Kaplan

Deputy Director

Kim Kaplan


Kim manages HFLS’s loan programs and is involved in all facets of the organization’s operations, including communications, marketing, strategic planning, and fundraising.

Prior to joining HFLS, Kim held positions in development, grantmaking, communications, and administration at nonprofit organizations including The Jewish Theological Seminary, the Conference on Jewish Material Claims Against Germany, and Hebrew Union College-Jewish Institute of Religion.

Kim is a former Board member and chair of Kids n Culture and Advancing Jewish Professionals of NYC, and a recipient of the 2015 JPRO Network Young Professional Award.

Kim holds an MPA in Nonprofit Management and an MA in Judaic Studies from New York University and a BA in Jewish, Islamic and Near Eastern Studies from Washington University in St. Louis.

Rachel Chasky
Director of Advancement

Rachel Chasky


Rachel Chasky joined HFLS in July of 2018 and oversees the organization’s development & communications. Having traversed both the financial and philanthropic sectors, Rachel has a keen interest in the cross-section of the two. She joined HFLS after four years on UJA’s Wall Street Division team as the Business Development Officer. In addition, Rachel oversaw UJA’s Impact Investing Committee.

Prior to UJA, Rachel was a philanthropic consultant at Changing Our World, a philanthropic & fundraising consulting firm. She advised on traditional fundraising as well as alternative financing for clients including: the Smithsonian, American Red Cross, 4-H, Omnicon and the Elie Wiesel Foundation.

Rachel began her career on Wall Street as a risk analyst at Goldman Sachs. She was later invited to join Citi Private Bank.

Rachel holds an MPA in Nonprofit Finance and an MA in Judaic Studies from New York University and a BA in Finance and Jewish History from Yeshiva University. 

Shlomo Haft

Director of Microenterprise
Small Business Loan Program

Shlomo Haft


Shlomo focuses on providing interest-free business startup and expansion loans to entrepreneurs in the New York City area.

Prior to joining HFLS, Shlomo served for 20 years as Chief Operating Officer and In-House Counsel of Haywin Textile Products, a successful home textile wholesale distributor. He helped grow Haywin’s annual sales from $10-million to $70-million, negotiated strategic joint venture agreements with overseas manufacturers and U.S. based licensors, and oversaw the company’s credit risk decisions.

Shlomo received his undergraduate degree in Economics from Yeshiva University and his JD from Cardozo School of Law.

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Director of Finance & Administration

Daren Scott


Before joining HFLS, Daren was employed by the Jewish Child Care Association of New York, serving New York’s neediest and most vulnerable children and families. In his 7 years with JCCA he rose to become the Assistant Controller. While there he led the restructuring of the revenue department and the maximization of the organization’s $105 million budgeted revenue. He previously held positions in the distribution and manufacturing industries including PaperChase Ltd and Westico Foods.  While at Westico Foods he conceptualized and was instrumental in successfully negotiating a $40 million restructuring and retooling of the company.

Daren lends his time to volunteering as a fundraiser for the Wilbert Mays School and as a counselor on professional and career decisions to students at the Pine Forge Academy.

Daren received both his undergraduate and graduate degrees in Finance and Business Administration from the City University of New York, Lehman College.

Sarah Benchimol - Loan Officer
Loan Officer

Sarah Benchimol


Sarah joined HFLS as a Loan Officer in 2021, specializing in loans for Spanish and French-speaking clients. She is also currently a full-time graduate student at NYU and a part-time Program Associate at the African financial advisory firm Melanin Kapital

Prior to joining HFLS, Sarah explored her interest for inclusive finance through professional and volunteer experience: from directing a micro-finance program for the Deaf-Zambian non-profit GBCZ to preparing income tax returns for low-income Americans pro-bono.

Sarah holds a BA in Political Science from Sciences Po Paris University and a BA in Political Economy from UC Berkeley. She is pursuing her MPA in Finance at NYU Wagner.

Financial Analyst – Loans

Fred Cohen


Fred’s previous experience was in the financial sector where he spent 33 years at AllianceBernstein LP, primarily as Senior Vice President and Director of Municipal Bond Trading and a member of the firm’s Municipal Investment Policy Committee. Early in his career Fred was a CPA with KPMG. Fred is a member of the Board of Directors of Sinai Schools and previously served as a board member of Yavneh Academy and Congregation Beth Aaron.

Fred received his MBA in Finance from New York University and his BS in Economics from the Wharton School of the University of Pennsylvania.

Communications & Development Manager

Melissa Czarnik


Melissa Czarnik is a marketing and communications professional with almost a decade of experience working in film production, digital marketing, brand development and content creation. She recently oversaw the re-branding of Figure Skating in Harlem, a non-profit sport and education program for girls in Harlem raising their profile in only two short years. In addition, she has two years of leadership and diversity training as an AmeriCorps VISTA & Public Ally and recently received her Master’s degree in Media Studies from The New School. Melissa is passionate about issues of economic and social justice.

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Special Education Bridge Loan Program Coordinator

Ivy Ip


Ivy Ip is responsible for the day-to-day management of the Special Education Bridge Loan Program. Prior to joining HFLS, Ivy was a professional in the book publishing industry. She has held editorial and marketing positions at Taylor & Francis, Thieme Medical Publishers, Cengage, and Scholastic. Ivy has also done freelance writing, editing, and research for various publishing and course development companies.

Anna Levanidova

Loan Officer & IT Coordinator

Anna Levanidova

212-687-0188 ext. 8204

Anna works directly with HFLS applicants and borrowers through all stages of the loan process, from loan interviews to check processing. She is also the HFLS IT Coordinator, handling computer, loan database, and organization network support.

Anna graduated from Peter the Great St. Petersburg Polytechnic University in Russia with a major in Mechanical Engineering. She worked as a leading engineer in the research department at a factory in Russia before immigrating to the US.

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Loan Officer

Maya Sol Levy


Maya Sol Levy joined HFLS in September 2019 through AVODAH: The Jewish Service Corps. Starting August 2020, she joined the staff to officially continue her role as a Loan Officer, assisting applicants every step of the way. In addition to her loan processing duties, Maya collaborates with the Communications Department to conduct borrower interviews on the impact of HFLS loans.

Maya received her BA in English from UCLA.

Photo of Eddie Ramos
Loan Officer

Eddie Ramos-Kleinman


Eddie Ramos-Kleinman joined the HFLS team as a Loan Officer in 2021 . Previously, Eddie worked as an Underwriter for 7 years in the Financial Technology industry.

During his undergraduate time at the University at Buffalo, Eddie became president of his chapter for Lambda Sigma Upsilon, where he coordinated fundraisers  for H.I.V. / A.I.D.S research and volunteered in community service work geared specifically towards under-served communities. 

Raizy Polatchek

Loan Officer

Raizy Polatchek

212-687-0188 ext. 8200

Raizy has been a member of the HFLS staff for more than thirty years. She works directly with applicants and borrowers throughout the loan process, conducting loan interviews and processing loan applications. Raizy also manages HFLS loan payments and collections.

Larisa Shakirova

Loan Officer

Larisa Shakirova

212-687-0188 ext. 8206

Larisa joined the HFLS staff in 2006. She works directly with loan applicants and borrowers and is responsible for loan interviews and all aspects of loan application processing. Larisa also works with the Microenterprise Program Director as the lead Loan Officer for HFLS Microenterprise Loans.

Prior to joining HFLS, Larisa was a case manager in the English for Speakers of Other Languages (ESOL) department at Edith and Carl Marks Jewish Community House of Bensonhurst.

Larisa was born and raised in Ukraine and immigrated to the United States in 2000. She received her BEC from Pryazovskyi State Technical University in Ukraine and her ABA from ASA College in New York.


Valerie Stern


Valerie is responsible for all accounting procedures for HFLS.

Prior to joining HFLS, Valerie held positions in finance and accounting with several corporations in New York and New Jersey. She began her career in Aramark’s Uniform division and went on to become head of accounting at Dynasty House of Design, a large retail and wholesale company, and financial controller at DM Services, an international internet company. She joined the HFLS staff in 2009.

Valerie was born in Odessa, Ukraine, and immigrated to the United States in 1994. She received her Master’s degree in Mathematics from Odessa State University of Education and trained in not-for-profit accounting at New York University.

Joshua Torres photo for website
Development Associate

Joshua Torres


Joshua supports the HFLS Executive Director, Development Department, and Board of Directors and is responsible for office management. He joined the HFLS staff in 2018.

Prior to joining HFLS, Joshua held positions supporting Executives and Development & Communications professionals in nonprofits in New York and Florida. He spent the majority of his career working on the Lower East Side of Manhattan at the Henry Street Settlement, where he supported their Executive Director for 12 years. He went on to hold executive support positions at The New York Academy of Medicine and at the Palm Beach County Housing Authority/SPECTRA Organization.

Joshua studied criminal justice at Monroe College in New York.

Picture of Loan Officer/Repayment Specialist Christina Woods
Loan Officer/Repayment Specialist

Christina Woods


Christina joined HFLS in July 2021 as a Loan Officer/Repayment Specialist, assisting borrowers with the loan process as well as servicing loans after funds have been distributed. She has worked in Default Management with Financial Institutions for over 7+ years.

Christina is currently on the Board of Directors at She Thing NYC a non-profit organization that services women and girls who have endured traumatic experiences.

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Administrative Coordinator

Hannah Zorn


Hannah joined the HFLS staff in July 2021 in the newly created Administrative Coordinator position. She will be the first person to greet you when you walk into the office at HFLS. Hannah provides administrative support to the staff and Board, while also keeping the office organized and helping with loan interviews as needed.

Prior to this, Hannah worked for three years at Sanctuary for Families as the Administrative Assistant for their 80+ member legal center. She loves to read and used to work at Book Culture, an independent bookstore in upper Manhattan. Hannah holds a BA in Theater Studies from Ithaca College with minors in art and French.