ID-Pal

The Hebrew Free Loan Society, Inc. (HFLS) uses the ID-Pal Application (“ID-Pal”) to conduct liveness, facial matching, and identity document verification (the “Checks”) for all loan applicants and their guarantors.

The purpose of these Checks is to prevent fraud (identity theft, document forgery) that would otherwise be difficult to detect and could cause HFLS to unknowingly provide loans to individuals who have no intention of repaying the loans. These Checks also protect members of the public by preventing bad actors from using stolen personal information and documents to fraudulently take a loan from HFLS under someone else’s identity.

To validate your identity and ID document, you will be asked to submit the following using the IDPal platform:

• Your full name, date of birth, phone number, Social Security number, and current residential address
• A photo of your face, taken in real time
• A photo of your selected government-issued ID (front and back, if applicable), taken in real time. 
  • For applicants, accepted IDs are driver license, non-driver ID, passport, passport card, or green card. 
  • For guarantors, accepted IDs are passport, passport card, or green card.

HFLS cannot accept any of the above through email or any means other than ID-Pal. If you choose not to verify your identity using ID-Pal, HFLS will be unable to consider your loan or guarantor request.

When you submit this information through the ID-Pal, we use it to conduct the verification of your identity and ID document. This includes technical eIDV and eVerification checks, facial comparison, liveness check, and other data and document checks to examine the documents provided for forgery and tampering.

ID-Pal will also have access to this information. Your personal data is encrypted and safeguarded when it is transferred to and held by them. ID-Pal is required to follow all applicable US laws regarding the security, retention, and use of your data. 

Please click here to view the HFLS Privacy Policy, which includes general information about how we use and protect your data.

Please click here to view the ID-Pal’s Data Protection Notice, and click here to view their End Client Terms & Conditions (HFLS applicants and guarantors).