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Borrower Stories: Meet Patrick


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My world turned upside down after a car accident left me unable to work. I lost my apartment and fell behind on bills. Fortunately for me and my daughter, the Hebrew Free Loan Society’s General Needs Loan helped me secure a new apartment, pay off debts, and get back on my feet.

– Patrick, General Needs Loan Borrower

The General Needs Loan program is designed specifically for borrowers who need financial assistance managing unexpected dips in income or spikes in expenses. These loans help borrowers meet a vast array of financial needs, including rent arrears, childcare and family assistance, moving costs, car purchase, home repair, medical expenses, and more. General Needs loans have become increasingly important as persistent inflation, rising interest rates, and a sluggish recovery for blue collar jobs exert enormous pressure on the finances of lower-income households.

The HFLS General Needs Loan advances economic stability and opportunity for lower income New Yorkers within and beyond the Jewish community by providing access to safe and affordable funds. Watch our video and learn more!