The Hebrew Free Loan Society (HFLS) fosters financial stability and opportunity among lower-income New Yorkers by providing access to safe and affordable credit in the form of interest-free loans.

HFLS loans make an immediate, concrete difference in the lives of our borrowers, enabling them to invest in their education, start a business, meet emergency expenses, and more. Founded in 1892, HFLS is a non-sectarian lender; you do not have to be Jewish to receive an interest-free loan from HFLS.

CLICK HERE TO APPLY FOR YOUR 0% INTEREST LOAN TODAY!

129

YEARS OF SERVICE

$350 million+

PROVIDED IN LOANS

875,000+

LIVES DIRECTLY IMPACTED

Small Business Loan Testimonies

garrick_3000

“HFLS was there for me, when no one else was.”
– Garrick, Ten to One

BalkanBites_Ariana_SmallBusiness

“The loan helped my business expand.”
– Ariana, Balkan Bites

JTWFITside copy 2

“I was able to pivot during the pandemic.”
– Jahkeen, JTW Fit